LodeStar’s own Amanda Benincasa, a Philadelphia area realtor, sits down with Alayna Gardner to share her take on the home buying and mortgage processes.

A Realtor’s Take

Amanda is no stranger to the home buying process. In addition to acing LodeStar’s billing and tons of other administrative tasks, she’s a third-generation realtor with deep ties to the Greater Philadelphia area. As a generalization, though, experience with one aspect of the home buying process doesn’t necessarily mean you know everything about transfer taxes, title agent fees, interest rates, and the ins-and-outs of mortgage products.

So, Amanda’s take: it’s all about partnering with people you can trust. Finding the right lender is everything. No matter what experience you bring to the home buying process, don’t be afraid to shop around when it comes to mortgage lenders. Remember, you don’t have any obligation to go with the first person who’s recommended to you.

At the end of the day, a home purchase is probably one of, if not the, biggest transaction of a person or family’s life. Having a mortgage lender who appreciates that fact and takes the time to explore your options with you is everything.

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