podcast, our Data Reports, the "A Tale of Two Mortgages" webcomic, and LodeStar Report Newsletter.
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Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
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Full Disclosure
What Ticks Us Off the Most
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
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A Tale of Two Mortgages
CRM Revisited
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
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Full Disclosure
The Power of Listening
For this week’s episode of the Lending Leaders Podcast, Alayna interviews Chris Mace, CEO & Founder at Mace Innovations. Together they discuss the unbeatable power of listening—in sales and life in general.
Full Disclosure
A Homebuyer’s (Second) Journey
Jim and Alayna discuss Jim’s recent home purchase, his thoughts on the homebuyer experience, and what it means to be a mortgage professional and a homebuyer.
Full Disclosure
The Empathy Factor
For this week’s Lending Leaders episode, Jim talks with Mike Hajjar of American Financial Network, an experienced mortgage advisor and planning specialist. Mike shares his passion for integrity and empathy, and why they need to be baked in to any business model.
Full Disclosure
The Right Data at the Right Time
For this week’s Lending Leaders, Jim Paolino discusses the power of actionable data with Ardley’s Head of Product, Haley Rader.
A Tale of Two Mortgages
Conscience
Horace’s conscience offers counsel amid a moral conundrum.