podcast, our Data Reports, the "A Tale of Two Mortgages" webcomic, and LodeStar Report Newsletter.
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Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
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Full Disclosure
What Ticks Us Off the Most
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
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A Tale of Two Mortgages
CRM Revisited
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
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A Tale of Two Mortgages
Another Conference in the Bag
Horace and Octavia touch base after the big conference.
Full Disclosure
Building Bridges with Technology
For this week’s episode of Lending Leaders, Jim chats with Allen Pollack, a product innovator, board advisor, and strategist, about the mortgage industry, tech, and how to build bridges and relationships in lending.
A Tale of Two Mortgages
Big Conference
Horace and Octavia compare goals for the big industry conference.
Full Disclosure
The Tech That Matters Most
For this week’s Lending Leaders episode, Greg Uttal, President at Cyberlink Software Solutions, was kind enough to talk with us about tech, implementation, the benefits of AI, and what matters most when it comes to implementing automations.
A Tale of Two Mortgages
Key Automation
Horace takes extreme measures to cleanse his inbox.
Loan Estimate Challenges
North Carolina’s Biggest LE Challenges
Like many others, North Carolina is an “attorney state,” requiring all real estate closings involve an attorney.
Full Disclosure
How to NOT Miss Lending Opportunities
For this week’s episode of the Lending Leaders podcast, Jim Paolino interviews Josh Friend, the CEO and Founder of InSellerate, a powerful marketing automation platform for lenders. Together they discuss missed opportunities and how to avoid them.
Loan Estimate Challenges
Nevada’s Biggest LE Challenges
Known as “The Silver State” and home to one of the nation’s largest tourist destinations, Las Vegas, Nevada, like many Western states, takes a fairly straight forward approach when it comes to potential LE challenges.