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LodeStar curates a variety of content through our Lending Lenders
podcast, Reports newsletter, and Deeper Thoughts blog.

Loan Estimate Challenges

Vermont’s Biggest LE Challenges

The recording fees in Vermont are scaled by the size (length in page count) of each security instrument (mortgage), conveyance instrument (deed), or other recordable sent to the county for recordation.

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A Tale of Two Mortgages

“Holiday Weekend”

Horace is totally working right now.

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A Tale of Two Mortgages

“Zen”

Inner peace is hard to find.

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Loan Estimate Challenges

Alaska’s Biggest LE Challenges

Easily the nation’s largest state at 663,300 square miles, Alaska is larger than the next three largest states (Texas, California and Montana) combined. That also means that the statewide recording fees, which are uniform, cover the largest array of land in the country.

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A Tale of Two Mortgages

“Marketing Guy”

Horace and Octavia cope with existential fears.

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Loan Estimate Challenges

Rhode Island’s Biggest LE Challenges

Throughout the state of Rhode Island, recording fees are scaled by the size (length in page count) of each security instrument (mortgage), conveyance instrument (deed), or other recordable sent to the county for recordation.

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A Tale of Two Mortgages

“Shoulders”

Sometimes the market is just meh.

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A Tale of Two Mortgages

“Bad Thoughts”

Horace shares his strategy for keeping bad thoughts at bay during a long weekend.

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Loan Estimate Challenges

Oregon’s Biggest LE Challenges

Oregon is one of only a few states in which the title insurance rate is promulgated, meaning all title insurers are required to charge the premium rates set by the state or agency overseeing the regulated rates, and no discounting or variation from the promulgated rates is permitted.

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