Throughout the state of Rhode Island, recording fees are scaled by the size (length in page count) of each security instrument (mortgage), conveyance instrument (deed), or other recordable sent to the county for recordation.

Sometimes the market is just meh.

Horace shares his strategy for keeping bad thoughts at bay during a long weekend.

Oregon is one of only a few states in which the title insurance rate is promulgated, meaning all title insurers are required to charge the premium rates set by the state or agency overseeing the regulated rates, and no discounting or variation from the promulgated rates is permitted.

Horace isn’t jazzed about the spring market.

It’s been said once or twice that the mortgage industry tends to “eat its young,” when it comes to development and mentorship. There’s not enough emphasis on recruiting or, especially, developing the next generation of thought leaders.

For this week’s episode of LLL, Jim chats with Leora Ruzin, Founder of Ruzin Creative, to talk about the mortgage industry, hiring and firing cycles, and why those are so unnecessary.

Horace gets nervous about dropping temperatures.

I remain optimistic that there are better times just around the corner. We have yet to experience a market downturn that wasn’t followed at some point by a rebound. But after a couple of quarters of depressed volume, widespread layoffs, and an overall conversation centered on doom and gloom, it is a little exhausting.