Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
Here’s one last mortgage industry vibe check before the holidays. With just three and a half short weeks before break, Jim and Alayna give their take on the state of the mortgage industry.
This is a special episode of Jim’s Book Club on the Full Disclosure Podcast. Lodestar’s very own Alayna Gardner recently published an essay in a book, Rethink Everything You Know About Networking.
Octavia reckons with the struggles inherent to the holiday season.
Alayna and Jim are fresh off MBA Annual in Las Vegas, and they’re here to share their thoughts on the conference and the state of mortgage lending as we head into the holidays.
For this special episode of the Full Disclosure podcast, Jim and Alayna are returning to their Lending Leaders roots and welcoming an exciting guest, Brian Vieaux, CMB, the new president of MISMO. Together they discuss the future of mortgage industry standards and how rapidly AI is changing the game.
Here is the second full-month cut of the Full Disclosure podcast. For October, it’s all about pumpkin (of course), fall conference season, end-of-year rate cuts, and how to stay steady despite market shakeups.
Horace and Octavia are glad they happened to be wearing their costumes.
Five Thursdays in October?! One of them right next to Halloween?!? We couldn’t miss the opportunity to release a special edition Halloween episode of Full Disclosure with Jim and Alayna. Enjoy!