podcast, our Data Reports, the "A Tale of Two Mortgages" webcomic, and LodeStar Report Newsletter.
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Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
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Full Disclosure
What Ticks Us Off the Most
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
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A Tale of Two Mortgages
CRM Revisited
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
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Full Disclosure
The War on Pumpkin Pt. 2
Jim is at it again… for our monthly segment on the Full Disclosure Podcast, “What Grinds My Gears,” Jim has a quiz for Alayna. Should it pumpkin??
Full Disclosure
Sales But Not Boring
It’s time for Jim’s Book Club! Every month Jim, shares what he’s been reading lately. This week, it’s all about sales… except actually interesting…
A Tale of Two Mortgages
Tech Good
All the big mortgage kahunas are talking about tech. Again.
Full Disclosure
Things Are Going Great (Seriously)
How are things at LodeStar and SettleWise? Good, actually. Jim and Alayna sit down to talk about things are going as we anticipate fall conference season and other new, exciting changes.
Full Disclosure
More Than Just Surviving
Welcome back to Full Disclosure! Jim and Alayna sit down to discuss the state of the market over the past month, the effects of the rate cut, and how mortgage lenders are strategizing for changes ahead.
Full Disclosure
September 2025 Full Episode
Here it is, gang! The very first full episode cut of the Full Disclosure Podcast. Here’s Jim and Alayna’s full conversation for September 2025, where they cover the Encompass SDK sunset delay, LodeStar’s recent Inc. 5000 win, and the virtues of pumpkin spice.